Overview

Disclaimer: This blog might talk about certain specifics that might need the reader to have a basic overview of lotteries. To get a quick overview of lotteries, please refer to this blog “Introduction to Lotteries”

Lotteries offering “Set for Life” prizes, where winners receive a fixed amount of money regularly for the rest of their lives, have become popular in various parts of the world. These lotteries typically provide winners with a guaranteed income stream, ensuring financial security for the long term. Set for Life is one of the most popular lottery games across the globe. Set for life is played in different countries across the world: the USA, Australia, New Zealand, Canada, and the United Kingdom.

Here are some examples of countries where “Set for Life” lotteries exist:

1. Australia: The “Set for Life” lottery in Australia offers winners AU$20,000 per month for 20 years. This ensures a steady income for two decades.
2. United Kingdom: The UK National Lottery introduced a “Set For Life” game in 2019, where winners receive £10,000 per month for 30 years.
3. United States: In the United States, several states have their own lottery systems. A “Set for Life” lottery game might offer winners a fixed annual payment for a certain number of years or even a lifetime annuity. The rules and prize amounts would vary depending on the state’s lottery regulations.
4. Canada: Canada has several provincial lottery corporations, each with its own rules and games. A “Set for Life” lottery could offer winners a fixed annual payment for a certain number of years or a lifetime annuity, similar to the United States.
5. New Zealand: New Zealand offers a “Set for Life” lottery game where winners receive NZ$20,000 per month for 20 years. This provides a stable income for the winner over a long period.

Let’s consider the example of Set for Life game from Australia & United Kingdom to understand How to Play and what prizes the game offers.

Australian Set for Life:

Set for Life gives you the chance to win $20,000 every month for 20 years (Total of 240 times). Plus, there is an exciting Division 2 prize of $5,000 a month for a year to be won. It is the only game that allows you to play your numbers across 7 consecutive daily draws – meaning you have the chance to be Set for Life every day of the week. In order to win in Set for Life, you need to select 7 winning numbers from a lottery draw of 1 – 44 numbers, every night of the week.

Ways to Play:

There are many ways to play Set for Life. We will look at the following ways that anyone can purchase an entry to play the game:

1. Standard Entries

There are different types to play a Standard entry:

• A QuickPick is the easiest way to play, where you can select the number of games that you would like to play and the system generates the numbers for you.
• A Marked entry lets you choose how many games you would like to play (minimum 2) and you can select the numbers that are meaningful or favorite to you. You can play up to 4 games by marking a coupon in-store, or up to 50 games when creating your own entry online.

2. Advanced Entries

Once you’ve selected your Set for Life entry type, you can choose how long you’d like to play for. You can plan ahead and schedule your entry with an Advance entry, Multi-week entry, or set up a Subscription.

•  An Advance entry allows you to play Set for Life in a future draw, up to 10 weeks in advance.
• A Multi-week entry lets you play your entry across multiple draws. You can choose to play up to 10 consecutive Set for Life draws.
• A Subscription entry allows you to automatically enter every Set for Life draw and is a great way to ensure you never miss a draw.

Winning combinations:

SetforLife Winning

How do I check my Set for Life ticket?

Set for Life winning numbers are usually available no later than 9:45pm (AEST) via The Lott website. You can check your Set for Life ticket online, in-store, or scan your ticket using The Lott app available on iOS and Android in AU region.

How do I claim my Set for Life prize?

You can claim your Set for Life prize online or in-store depending on the prize amount and where you purchased your ticket.

More Info

For more information on Set for Life in Australia, you can visit https://www.thelott.com/set-for-life/play (Official provider, accessible only in Australia) or https://www.lotterywest.wa.gov.au/games/set-for-life (Reseller)

United Kingdom Set for Life:

Set For Life is an annuity game that offers the chance to win £10,000 a month for 30 years. It launched on the 15th March 2019 and is played on Mondays and Thursdays, with eight different ways to win in each draw.

How to Play:

To play Set For Life, you must select five main numbers from 1 to 47 plus one Life Ball from a separate set between 1 and 10. You can either choose your own numbers or opt for a Lucky Dip. You are able to buy your tickets from authorised retailers or play online, with the option to enter up to four weeks in advance. You must get your entries in before ticket sales close on the night of the draw – tickets cost £1.50 per line.

You must make sure you enter before ticket sales close on the night of a draw, and follow the steps below:

SetforLife

The process is the same whether you play online or go to one of the National Lottery’s authorized retailers. You can either choose your own numbers or opt for a Lucky Dip to have a random selection generated for you. The Life Ball is drawn from a different pool so it is possible for the same number to be drawn as a main number and the Life Ball on the same day. You can enter the same numbers into multiple consecutive draws, up to a maximum of four weeks in advance.

How to Win Prizes?

To win a prize, you must match at least two of the winning numbers drawn. The prizes are fixed amounts, starting at £5 and increasing in value as you match more numbers. If you match all five main numbers plus the Life Ball, you win £10,000 a month for 30 years.

Winning combinations:

Set For Life offers eight different prize tiers, including two annuity prizes, one of which is paid out over a period of 30 years. The table below has details of all the prizes you can win when playing Set For Life, as well as the odds of winning each.

SetforLife winning

How to claim Prizes?

UK lottery prizes are valid for 180 days. After this time, any unclaimed prizes are donated to good causes. The claims process varies depending on which game you played and whether you played online or purchased a ticket from an authorized retailer. If you bought your ticket in-store, you can claim prizes of up to £500 from any authorised retailer. If you play online, prizes up to £500 will be paid directly into your account. To claim larger prizes, you will need to contact the National Lottery to start the claims process. You will not be able to claim the top two prizes as a lump sum.

The below table helps you to claim a prize based on how you choose to play:

SetforLife Prize

More Info

For more information on Set for Life in UK, you can visit https://www.national-lottery.co.uk/games/set-for-life (Official provider, accessible only in UK) or https://www.lottery.co.uk/set-for-life (Reseller).